金融化则是另一条延伸路径。平台基于真实交易流水和账期优势，提供支付、结算、信贷或保理等服务，通过提高资金周转效率创造价值。这种模式并不直接提高抽佣，而是将交易规模转化为金融效率。
They still dominate an industry that is now estimated to be worth billions across the globe. But increasingly, South Korean entertainment is making a play for what analysts believe is a booming market. Now, artificial intelligence (AI) is poking its head round the corner, promising lower costs and more opportunities.
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An Ars Technica colleague recently bought a new M4 MacBook Air. I have essentially nothing bad to say about this hardware, except to point out that even in our current memory shortage apocalypse, Apple is still charging higher-than-market-rates for RAM and SSD upgrades. Still, most people buying this laptop will have a perfectly nice time with it.
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Recent analysis by the International Monetary Fund found AI would affect about 40% of jobs around the world. Its head, Kristalina Georgieva, has said: “This is like a tsunami hitting the labour market.”